The Roth Conversions Window: How to Convert at 12-22% Rates in the OBBBA Era Before RMDs Force You Into 24-32% Brackets and Trigger Up to $15,000/Year - Paperback

by Scott Bennet (Author)

The First Book That Reveals the Post-OBBBA Trap - And How to Convert Your IRA in Your Gap Years Before RMDs Force You Into Higher Brackets and Trigger $15,000/Year IRMAA Penalties

Have you been told by your advisor that "now you have time" since OBBBA made tax brackets permanent - without anyone explaining what you're actually waiting for?

Introducing The Roth Conversions Window, a post-OBBBA retirement planning guide that exposes the Permanent Bracket Paradox and teaches you the G.A.P.S. System, a four-step framework showing you exactly how to convert at 12-22% rates during your gap years, before age 73 RMDs push you into 24-32% brackets and cost you $50,000-$150,000+ over your lifetime.

- Why OBBBA's "permanent brackets" created a hidden trap - and how the Permanent Bracket Paradox costs retirees $75,000+ in avoidable taxes

- The $75,000 mistake - a 20-year comparison showing exactly where inaction costs compound between strategic converters vs. those who wait

- IRMAA cliffs explained - why $218,000 vs. $218,001 MAGI costs couples $1,148/year, and can reach $14,964/year at higher tiers

- And much more!